Clients often ask me to search for homes for them in miami neighborhoods with high elevations. How can I know if the home I will be buying is in a flood zone? Which neighborhoods should I be considering if sea level rise is a concern for me and my family? I will guide you through the neighborhoods in Miami that are not in flood zones, do not require flood insurance & are at the highest elevations for Miami.
In this blog series, we will go neighborhood by neighborhood highlighting the boundaries and features of each.
As a buyer, you should research the property and flood maps—or have your real estate agent check—to see if it’s in a flood hazard area.
If you’re obtaining financing, the mortgage company will investigate the most updated flood zoning as well.
In this post, I will start a series of videos showing some of the areas in Miami that are not affected by the floods.
The first area is Coconut Grove, watch the following video to know what areas of Coconut Grove are on higher elevations therefore they will not be flooded.
The National Flood Insurance Program (NFIP) is a national program that allows participating communities to purchase flood insurance from the federal government.
Buyers can obtain flood insurance from other insurance companies, but NFIP ensures that all buyers have at least one coverage option with their policy.
Regulations regarding the NFIP are subject to change. For more information about the NFIP and to stay informed of any changes that may impact you, visit
Are you looking for a home with high elevation? Happy to help! I have custom searches for you ONLY in areas of high elevation. Just let me know what you are looking for and I will customize a search just for you:
Please read another of my posts related to this subject:
How will the changes in Flood insurance affect the Miami real estate market?
I am not a sea level rise expert, and these posts are not to be construed as guarantees that flood maps and flood insurance rates will not change in the future. This is just advice from a veteran real estate agent of 18 years in accordance with municipal flood maps, information put out by the government, and public research institutions.